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Finance & Insurance

Drive Your Toyota Home Today.

Flexible finance options from India's leading banks and Toyota Financial Services. Competitive rates, fast approvals, and complete insurance support — all under one roof.

Finance Partners

Bank Partners & Interest Rates

Indicative rates as of July 2026. Final rates may vary based on credit profile and tenure.

Best for Govt Employees

SBI Auto Loan

Tenure: Up to 7 Years

8.85%p.a. onwards
Fastest Processing

HDFC Bank

Tenure: Up to 7 Years

8.90%p.a. onwards
Digital Approval

ICICI Bank

Tenure: Up to 7 Years

9.00%p.a. onwards
Toyota Official

Toyota Financial Services

Tenure: Up to 5 Years

8.75%p.a. onwards
Flexible EMI Options

Axis Bank

Tenure: Up to 7 Years

9.15%p.a. onwards
Quick Disbursement

Kotak Mahindra

Tenure: Up to 7 Years

9.25%p.a. onwards
Vehicle Insurance

Toyota Vehicle Insurance

Comprehensive and third-party insurance processed at the dealership — no separate visits needed.

Comprehensive Insurance

Full coverage including own damage, third-party liability, theft, fire, and natural calamities. Recommended for all new Toyota vehicles.

Third Party Insurance

Mandatory by law. Covers damages to third parties caused by your vehicle. Basic, affordable coverage option.

Add-On Covers

Zero Depreciation, Engine Protect, Roadside Assistance, Invoice Cover, and Return to Invoice — available as optional add-ons.

Finance & Insurance Benefits

  • Instant loan eligibility check at any branch
  • Paperwork processed within 24 hours
  • Doorstep document collection available
  • Special rates for government employees, teachers, and defence personnel
  • No prepayment penalty with most partner banks
  • Insurance bundled with finance for maximum convenience

Speak to Our Finance Team

Our finance advisors at every Laxmi Toyota branch will walk you through loan eligibility, EMI options, insurance add-ons, and subsidy schemes applicable in Odisha.